I used the money in part to start this blog, which changed my life completely. But you could also invest that money in an online course to learn a new marketable skillset. Maybe one that you could leverage into future freelancing? Like web design, SEO, or even freelance writing. Or put that money towards some unforgettable experience like skydiving, or bungee jumping, or just hitting the road for a long weekend.
Just not more things. The promotional bonus actually comes in the form of Ultimate Rewards points, which can be redeemed for cash at the click of a button, or you could use them for travel if you also grab a so-called Tier 1 Chase card, like the Chase Sapphire Preferred , which allows you to transfer the points for travel programs.
The Chase Ultimate Rewards are one of the best point systems out there because they are transferable to many other travel rewards programs, like United Airlines or Marriott.
Pure cash is an exciting bonus, but there are actually far more valuable credit card bonuses out there , namely those related to travel hacking, like for airline miles. As I mentioned, you can use the Chase Ultimate Rewards points with this card if you grab the Chase Sapphire Preferred , but you will find other cards with much better promotions for purely airline miles, which will get you way more travel.
After the Chase Freedom bonus , I got educated about travel hacking through lots of reading, research, and online forums. Then I started signing up for much more lucrative offers which have saved me thousands of dollars in flights since then. And the entire return leg of the flight is First Class. Say what?! Both the Chase Freedom and Chase Freedom Unlimited are great cards to keep for the long-term, especially if you have the Chase Sapphire , because one earns 5x points per dollar on rotating categories, and the other earns 1.
If you want to go a step further, check out how to get free hotel nights , as I did at the upscale Medellin Marriott Hotel among other places. The Chase Freedom cashback bonus was my first step down this path. It can be yours too. By signing up through my link you receive a cashback bonus with no annual fee or other tricks. I use this same card, and in turn, I will receive bonus points for referring you.
I hope this helped you get started travel hacking! I know it can be confusing when you are just getting started, which is why I started writing so extensively about it! If you have any questions about travel hacking, budget travel, or anything else shoot me an email at ryan desktodirtbag. As an Amazon Associate and member of other affiliate programs, I earn from qualifying purchases.
Please let me know with a comment on the blog below or reach out to me on Facebook or Instagram. Feel free to share a photo on Instagram with the desktodirtbag hashtag once you put this into action! It is thanks to this technology that even the most gullible users are safe.
But not so fast, if you want to understand how to hack credit cards you need to know there are ways to circumvent even this. The first and easier approach for the hacker is to ask for payment on the spot.
Imagine you receive your phishing email and you end up with a page to re-input your credit card numbers. This works like a charm, and if a hacker is able to pull it off it can bill your card with no problems. However, there are significant caveats for the hackers that still keep you safe. Because of this, 2-factor authentication is a strong protection against credit card hackers, and you are pretty much safe as long as hackers do not have access to your phone.
The problem happens when they do. If a hacker has access to your phone, most likely with a rootkit virus, he can read your SMS and grab the code, and delete the SMS without you even receiving a notification.
If he has this level of access, you are never safe. Your account can be wiped out in seconds to a bank account in an offshore opaque country. Of course, hacking a phone is not an easy step. Hacking a credit card, plus hacking a phone of the same person is even harder. To do that, it must be a targeted hack: the hacker must want to hack specifically you. Always with phishing, he might let you download an app one day and input your credit card numbers another day.
Another good option for the hacker looking how to hack credit cards is to just hack the phone instead. The hacker would hack as many phones as possible, and then just wait that someone enters credit card details on the phone. Since the hacker has already access to the phone, he can spy on it and check when this happens. When it does, boom, the hacker just hit the jackpot. So, in short, to protect yourself be careful and never install an app as a consequence of an email.
This is the most dangerous attack you can receive from a hacker on your credit card. Some hackers just want to go big, and hacking the individual is not enough. They want the whole pay, and try to go after credit card companies and networks. How do they do that? In fact, most of them are even out of reach for me as I am writing this article. The only thing that is sure is that those are targeted attacks, because they need to penetrate multiple layers of security. They will need to sneak past firewalls, IPSs, deep packet inspection, antiviruses, DMZs and all other cool technologies.
Plus, credit card networks are among the best protected types of companies, precisely because they deal with money a lot. This is not an attack for script kiddies. Yet, hackers occasionally accomplish this, and they are able to dump credit card data, also including transaction history.
One of the way they did this in the past is through BGP Hijacking, a complex hacking attack you should be aware of. Someone looking for how to hack credit cards may think hackers just use them to pay for stuff. Most of the times however, that is not the case. Hackers typically aim to have information of as many credit cards as possible, but to not use them. Instead, they sell them on the dark web. This means, on the dark web it is possible to buy credit card data , including the 16 digits on the front, the security code and the holder name.
Often, they are sold in bulks and for a relatively low price, about a few dollars per card. And you can also find credentials to hacked PayPal accounts or bank accounts. Why is that? Why would an hacker sell the access to a credit card potentially having thousands of dollars worth of spending in it? Because spending is dangerous. In fact, that is where the fraud actually makes itself evident, and where there is some trail. A bitcoin transaction on the dark web is also harder to track, way harder than a credit card spend.
So, hackers prefer a sure gain with lower risk of getting caught that a potentially high risk reward. Furthermore, they do not tend to target individuals. They end to target by vulnerability. For example, they may target all devices with a known vulnerability and from those gets hundreds of credit card details.
Nothing personal. Tagged: banks , credit cards , fragrouter , hacking , hoffman , ssl , tutorial. Chances are your computer has been compromised. Contact your credit card companies and bank and inform them that you may have been a victim of such an attack. From a different computer, change any web passwords you use. I highly recommend utilizing something such as password safe to securely store and generate longer more complex passwords. Be weary of the files you backup up prior to this, since those may be infected.
I would back them up to an external hard drive and maybe bring it by your local computer repair shop and have them scan it for viruses. Ensure your Windows firewall is running as well or the firewall of the AV if it has one. Finally if you are running Windows XP, do not run as a user with elevated privileges. For your every day activity run as a regular user and create an admin user to isntall software or reconfigure the system as needed. Alternatively, you can do all your internet activity within a Virtual machine using Linux.
You can make snapshots of the VM so in the event that you think you get compromised again, you can just revert back to the snapshot. It has a bit more security controls in place than XP does. Details Coming Soon! See all EH-Net Live! Contact us My Account Login Register. Toggle navigation. Don Donzal , , February 13, May 16, , Hoffman , banks , credit cards , fragrouter , hacking , hoffman , ssl , tutorial , 2.
The following diagram shows a very simplified graphic of how your SSL Banking session should work under normal conditions, then how it would work during an attack: Figure 3 Figure 4 An important concept to grasp here is that a certificate is used to establish the secure SSL connection.
This is done via webmitm : Figure 8 At this point, he is setup and ready to go, he now needs to begin actively sniffing your data passing through his machine including your login information and credit card info.
He opts to do this with Ethereal , then saves his capture: Figure 9 He now has the data, but it is still encrypted with bit SSL. Education is the key for an end-user. If you see this message, take the time to view the certificate. Take the time to read and understand all security messages you receive. Conclusion This type of attack is relatively easy to do in a public Wi-Fi hotspot environment.
Tags: banks credit cards fragrouter hacking hoffman ssl tutorial. Share this. Related Articles. This topic has 2 replies, 3 voices, and was last updated 10 years, 1 month ago by Triban. February 15, at pm Don Donzal Keymaster. This topic was modified 3 years, 8 months ago by Don Donzal. December 7, at pm Triban Participant. Good luck!
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